Founded on Principle.
Built for the Long Term.
At a time when financial advice has become a commodity, PPFS was built around a different conviction: that the most consequential financial decisions deserve a relationship, not a transaction.
Clear, Concise, Committed, Accountable
A Different Kind of Financial Partnership
We understand that financial planning and the security it offers is not a product purchased. It is a plan, built patiently and reviewed continuously, by people who know your life as well as your expectations.
What distinguishes a genuine financial partnership from a transactional advisory relationship is time. It is the accumulation of understood context — the knowledge of what your family has built, what obligations you carry, and what you intend to leave behind. At PPFS, our advisers do not rotate. The person who structures your policies today is the same person who will sit with you at tomorrow and, in time, with the generation that follows.
Independence That Serves You.
Relationships Built on Trust That Endure.
Independence
No tied interests - No external shareholders. No proprietary funds. We search the full market because our only obligation is to you.
Access
Direct adviser contact - You will always have direct access to your named adviser. Not a call centre. Not an automated service desk.
Expertise
225+ years combined - Our advisory team draws on over two centuries of combined financial services experience across every life stage and structure.
Community
Embedded locally - Sponsors of Louth GAA and Dundalk Chamber of Commerce. Over €500,000 contributed to local and international causes.
Governance
Regulatory rigour - A dedicated compliance function, external oversight, and a two-director principal structure — the institutional assurance of a firm built to endure.
Continuity
Generational stewardship - Unlike many, we do not rotate your adviser. The relationship you build today carries forward — across reviews, life events, and generation after generation.
Our Services
Protection
Protection is an essential must-have to secure the future for both you and yours if an unexpected life event happens.
Retirement Planning
Retirement is possibly the biggest decision you will ever make. Planning it will determine your standard of living for many years.
Complimentary Services
We offer a portfolio of free services to help you gain a clear understanding of your current financial position, assess your existing needs, and create a suitable plan for the future. These services also allow you to determine whether PPFS is a good fit for you, your family, and your business. Much like trying out to get a feel for the game without any obligation, these services are provided at no cost to you, with no requirements or responsibilities once the service has been delivered.
Pension Tracing Service
Currently in Ireland, it is estimated that there is approximately €500 million of unclaimed pension benefits. If you have moved jobs, changed address or simply don’t have your old policy documentation, you may have accrued pension benefits which are not being managed or reviewed in an appropriate manner. Don’t let your pension get lost!
Personal Pensions ReviewÂ
We will provide you with a summary and analysis of your existing personal pensions to include:
- The underlying funds and investments within your pensions
- The fees and charges contained within your pensionsÂ
- The risk profile of your pensions and whether this is in line with your current appetite for risk
- The past performance data of your existing pensions
- Your retirement options with your existing pensions
Retirement Planning Health
We also offer a completely free Retirement Planning Health Check. This is designed to allow you to assess your current retirement position and establish any potential shortfall in recruitment. We will look at the following:
- Is your pension saving on track to provide your retirement income needs?
- What level of risk you are currently taking and is this appropriate given your retirement objectives?
- Have you considered all retirement options and are you clear on your retirement aims?
- Can your pensions provide you with a sustainable level of income in retirement?
- Is your existing pension structure suitable and are there more appropriate alternatives?
Investment Review
We will provide you with a summary and analysis of your existing investments. Our summary will include:
- The underlying investments contained within your investment wrapper
- The fees and charges contained within your investment
- The risk profile of your investment and whether this is in line with your current appetite for risk
- The past performance data of your existing Investment
- The tax rates and implications on your Investment returns
Once the free initial service has been provided, you will be offered our advice, if necessary. If you wish to receive our ongoing advice, we will inform you of the possible costs/commitments so that you will be able to make an informed decision. If you don’t wish to receive our advice, we will provide you with your summary and remain on hand should you require our services at any point in the future.